Group Medical Insurance

Not all group health care plans are created equal. Which is right for you? From traditional health plans to full-blown consumer directed health care, Hoover and Associates team of knowledgeable and experienced consultants can help keep you on the cutting edge of medical insurance.

Working with you, we determine your business’s needs, goals, and constraints. We combine this with an evaluation of your employee population’s health risks and needs. We research the marketplace, working with over 90 providers, and develop customized benefits solutions that emphasize convenience, value and ingenuity.

Our Services Include:

  • Program Strategy, Design and Pricing
  • Health Condition Management
  • Plan Performance Measurement and Monitoring
  • Pharmacy Benefit Management Consulting
  • Workforce Well-being Evaluation
  • Employee Education
  • Communication and Change Management
  • Development of Funding Strategies
  • Forecasting, Budgeting and Reserve Setting
  • Vendor Evaluation, Selection and Management
  • Legal Compliance
  • Health and Welfare Administration and Outsourcing

 

We help guide you through the myriad of design choices, their benefits and constraints. We follow through on our customer commitment by providing the customer care and support that are required at every phase of successful plan implementation.

 

We are dedicated to building lasting relationships with our clients. We offer extensive and personal customer support, plan management service and plan performance reviews. We provide a comprehensive and educational website, Custom Employee Benefits Binders, employer and employee newsletters, and informative seminars. In addition, we also create custom client website pages with password protected, company specific benefit pages for employee access.

Types of medical insurance programs Include:

  • Preferred Provider Organization (PPO)
  • Point of service plans (POS)
  • Traditional Coverage
  • Health Maintenance Organization (HMO)
  • Partially self-funded arrangements
  • Medicare Plans
  • Consumer Directed Healthcare
  • Health Savings Accounts (HSA)