At Hoover and Associates Financial Services, Inc.

the way  we do business is as important as what  we do

Working as a team, Hoover & Associates offer complete insurance, financial, and employee benefit planning services. We work together to serve our clients’ business and personal needs with focused solutions that emphasize convenience, practicality, and ingenuity.

Since our foundation in 1988, we have believed in partnering with our clients to assist them in protecting and increasing their net worth, growth, and development.We have remained committed, as partners, in our clients’ growth and development. We understand the importance of competition and success in an ever-changing economy.

We prepare our recommendations using information our clients share with us about their goals, objectives, and present resources. Then we overlay Market conditions, Tax Regulatory, and actuarial considerations to uncover the best objective client solutions.

Randy Hoover is unique in earning all four of the following designations from The American College :

  • Chartered Financial Consultant (ChFC) 
  • Chartered Life Underwriter (CLU) 
  • Registered Employee Benefits Consultant (REBC) 
  • Registered Health Underwriter (RHU) 

Randy is also appointed as a Licensed Insurance Counselor (LIC) in the state of Michigan and a fi360 Accredidation as an AIF, Accredited Investment Fiduciary, and a designation as a C(k)P, Certified 401(k) Professional.

Randy’s continuing commitment to his education enables him to better serve his clients and offer innovative solutions and relevant ideas.

Randy has received the NAHU Leading Producers Roundtable award for the past ten years.  He is also a past recipient of the Million Dollar Round Table Award (based on sales), the National Quality Award, and many industry and company awards.



Member of the Following Professional Associations:

National Association of Insurance and Financial Advisors (NAIFA)
-member since 1990, 28 years-
Association of Health Insurance Advisors (AHIA)
-member since 1994, 23 years-
National Association of Health Underwriters (NAHU)
-member since 1994, 23 years-
Metro Detroit Association of Health Underwriters (MDAHU)
Board President
-member since 1994, 23 years-
Greater Detroit Association of Insurance and Financial Advisors (Greater Detroit AIFA)
-member since 1990, 28 years-
Society of Financial Service Professionals (FSP)
-member since 1992, 25 years-
Michigan Business and Professional Assocation
-member since 2000, 18 years-
Royal Oak Chamber of Commerce
-member since 2010, 8 years-
Detroit Regional Chamber of Commerce 
-member since 2000, 18 years-

Hoover & Associates
909 North Main Street
Royal Oak, MI 48067Phone: 248-298-4000
Fax: 248-298-4004


Located North of 11 Mile on the West side of Main street.  Just South of Catalpa Blvd.


Securities offered through Sigma Financial Corp. Member FINRA/SIPC |