Our Group Team includes:

Randall Hoover CLU, ChFC, RHU, REBC, LIC, AIF, C(k)P – Sales and Consulting

Randy Hoover’s career is built on over 30 years of commitment to financial services and employee benefits planning. Along with his dedicated team at Hoover and associates, Randy strives to provide guidance and solutions to his clients that will propel them towards their personal and professional goals.

Randy received his B.A. in General Business from Michigan State University in 1988. Upon graduating, Randy joined Equitable Life and Equico Securities of New York working as a representative out of their Troy, Michigan office. During this time, Randy started his own business, Hoover and Associates, Financial Services, Inc., focusing on group benefits and personal financial planning.

In January of 2000, Randy felt he could serve his clients better with a wider range of investment opportunities by moving his book of business to Sigma Financial Corp, an Independent Broker/Dealer. Randy chose to leave The Equitable and become a fully-independent, investment advisor and employee benefits provider. This independence allows Hoover and Associates to focus on determining each client’s individual needs and objectives, and provide unbiased and innovative solutions to make them a reality. Today, Hoover and Associates represents over 100 insurance companies and financial institutions.

Randy has always understood the importance of obtaining concentrated knowledge and expertise in the fields of finance. His hard work and dedication to his education have earned him many designations that allow him to better serve his clients.

  • Chartered Financial Consultant (ChFC)
  • Chartered Life Underwriter (CLU)
  • Registered Employee Benefits Consultant (REBC)
  • Registered Health Underwriter (RHU)
  • Licensed Insurance Counselor (LIC)
  • Certified 401(k) Professional (CkP)
  • Accredited Investment Fiduciary (AIF)

He has also earned many prestigious accolades along the way.

  • National Health Underwriters Association (NAHU) Leading Producers Roundtable award winner for the past 14 years
  • Million Dollar Roundtable Award winner (based on sales)
  • Perennial recipient of the NAIFA National Quality Award

He is a Member of the following Organizations: National Association of Insurance and Financial Advisors (NAIFA), Association of Health Insurance Advisors (AHIA), National Association of Health Underwriters (NAHU), Metro Detroit Association of Health Underwriters (MDAHU), Greater Detroit Association of Insurance and Financial Advisors (Greater Detroit AIFA), Society of Financial Service Professionals (FSP), Michigan Business and Professional Association (MBPA), Royal Oak Chamber of Commerce, Detroit Regional Chamber of Commerce.

A Closer Look at Randy Hoover

Even when he is not catering to clients, Randy likes to take the opportunity to educate others to help them navigate the current financial landscape. Randy is an experienced public speaker and has presented in a variety of environments including college classrooms and seminars. He informs and entertains audiences on topics ranging from Medicare to retirement planning.

Randy and his wife Jennifer live in Beverly Hills, MI and have four children. When Randy is not working he enjoys boating, skiing, fishing, bike riding and traveling.

RJ Hoover – Registered Representative, CFP, AIF,CFP

R.J. Hoover is a Financial Advisor with Hoover & Associates which has been helping clients for over 30 years. He has a passion for working with individuals and businesses on creating their desired financial outcomes. Education and demonstration are integral elements of the processes he follows with his clients in the areas of Individual Wealth, Insurances and Corporate 401(k) plans.


He has obtained Series 66, FINRA Series 7 license, as well as Life, Accident and Health licenses. He holds a Bachelor’s Degree from John Carroll University and currently resides in Royal Oak, Michigan.

He has earned the following designations:

  • Accredited Investment Fiduciary (AIF)

A Closer Look at R.J. Hoover

When he is not in the office, he enjoys spending his time outdoors. More specifically, on the water. He loves fishing by boat or kayak. He even competes in tournaments statewide. Come fall, he loves watching college and professional football.

Cecelia Gasior – Group Benefits Coordinator

Cecelia attended Wayne State University. She has 12+ years of experience in client service, 10+ years of experience in management and 7+ years of experience in the health industry. She loves problem solving and learning new skills and information to overcome challenges. She has a passion for educating people about their health insurance and benefits.

Hobbies: Kayaking, gardening, DIY projects, anything to do with hockey and being with my 2 dogs (Daisy and Lily)

Favorite Quote: “You miss 100% of the shots you don’t take.”

Carma Kay – Group Health Service Team

Carma has over 30 years of experience in administration and customer service. Carma uses excellent customer service she established while working in the Farmington School district to assist those in need. Carma works tirelessly to resolve client issues with the health benefits, including billing and enrollment issues.


Carma’s responsibilities in the office include:

  • Assist clients who are worried their insurance isn’t in force
  • Help clients with billing questions
  • Resolve problems with medical coverage
  • Assist clients in enrollment of group policies

A Closer Look at Carma Kay

When she is not working at Hoover and Associates, Carma enjoys spending time with family, especially traveling to places around the world. Her favorite destination she has been to is Hawaii and she will soon be going on a trip to Italy. Her other hobbies include reading and spending time outdoors.

Favorite Book : Any Romance novel

Lina Dauti – Group Benefits Renewal Analyst

Lina is a first-generation graduate from Wayne State University’s Mike Ilitch School of Business. She possesses the experience of assisting in the management, growth and finances of a dental practice for about 7 years. It was in that role she realized her interest in the insurance industry and health benefits as a career. She works with our clients to lead the successful planning and implementation of benefits solutions.

Hobbies: Outside of work, she love to cook and try new foods, enjoy quality time with friends and family and catch up on the latest episodes of FRIENDS.

Favorite Quote: “Don’t put off until tomorrow, what you can do today.” – Benjamin Franklin

Cyndi Collins – 401k Administrative Service Team

Cyndi has over 25 years of experience in the insurance and financial services industry. Her primary responsibility is overseeing the 401(k) department. She manages relationships between the plan sponsors and plan providers. She is always ready to work with plan participants if any questions were to arise. She aggregates the reports that score the investments of each individual plan and shares those with the plans every quarter. Her ability to accomplish work and meet hard deadlines serves her well in this capacity.


Cyndi’s everyday tasks in the office include:

  • Assisting clients and participants with 401(k) plan enrollment
  • Working with plan providers to collect quotes for repricing plans

A Closer Look at Cyndi Collins

Cyndi’s favorite season is summer, so she loves to go to the beach and enjoy the water when she is not at the office. Some of her hobbies include golfing and working on her garden. When she’s not at the beach or in her garden, she loves spending time with her two kids.

Favorite Book

  • Any Mystery or Suspense novel

Beth Chaney – Operations and Medicare Specialist

Beth has over 20 years of experience in administration and customer service.  Beth primarily assists Randy in our Medicare Supplement department, working closely with individuals making the transition to Medicare Supplement plans.


She works with clients on things such as:

  • Understanding the estimated cost of their plan
  • Understanding the benefits of their plan
  • Servicing of medical claims

A Closer look at Beth Chaney

When she is out of the office, Beth loves to spend time with her family. When she is not being kept busy by her family, she loves to stay active by taking spin classes or tackling home improvement projects.

Celina Domagalski – Client Service Associate Wealth Management

Mary Goleniak – Client Service Associate Wealth Management